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Progressive Auto Insurance

St. Paul, MN: (Jun-23-07) Teddy Harrison filed suit against his parents and Progressive Auto Insurance, his parents' auto insurance company, claiming that the company was responsible for paying the full limit of their policy after an accident left him brain damaged. The accident happened in 2001, when Teddy was 3 years old. His car seat wasn't buckled property and he was thrown from his mother's SUV. He now needs round-the-clock care. The suit was largely hinging on the court's interpretation of Minnesota's "seat belt gag rule" limiting when evidence about child seats and seat belts can be introduced in cases involving car crashes.

In a settlement reached in the Minnesota Supreme Court, the court ordered Progressive to pay $100,000 to Teddy Harrison, who brought the lawsuit against his parents. The case wasn't about parental negligence but aimed to force a ruling on the scope of the gag rule. The family will put the money into a fund to pay for Teddy's care. [POST BULLETIN: SEAT BELT GAG RULE]

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Published on Jun-29-07


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