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  • Force-Placed Insurance Lawsuits on the Rise
    Insurance companies, banks and other financial firms face force-placed insurance lawsuits alleging their force-placed insurance is offered at outrageous rates because of the relationship between banks and insurance companies. Allegations have been made that force-placed home insurance is much more costly than traditional home insurance and could be a c...
  • Force-Place Insurance FAQ
    What is force-placed insurance? Force-placed insurance , also known as lendor-placed insurance, is insurance that has been placed by a lender, bank or mortgage servicer when the homeowner’s insurance is canceled, has lapsed or is not deemed sufficient (such as if the homeowner requires additional flood coverage but does not have that coverage on hi...
  • Long Term Disability Insurance Fraud Lawsuit News & Legal Information
    Policyholders purchase long-term disability insurance to protect themselves in the event they become disabled and can no longer carry out their job duties. Unfortunately, some long-term disability (LTD) policyholders have their disability claims improperly denied . Policyholders who have their long-term disability claim denied can appeal the decision,...
  • Force-Placed Insurance and Bank Lawsuit
    anks, lenders and loan service providers face force-placed insurance lawsuits alleging their force-placed insurance pushes already financially-burdened home owners into greater financial crisis, putting them at risk of foreclosure. Furthermore, allegations have been made that force-placed home insurance is much more costly than traditional home insuran...
  • Settlement Proposed in Travelers Insurance Class Action
    New Orleans, LA: A class action settlement has been reached in a class action lawsuit pending against certain property casualty insurance affiliates of The Travelers Companies, Inc. ("Travelers") in the United States District Court for the Eastern District of Louisiana (styled Arthur v. Travelers, Case No. 09-7332) alleging, among other things, that Travel...
  • California Disability Insurance Law
    People who have health insurance and become disabled sometimes have a California denied disability insurance claim for illegitimate reasons. In such instances—whether the denied claim is due to bad faith insurance or an ERISA violation—victims of unethical health and disability insurance denials can file an appeal or a California denied disability law...
  • Guardian Life Insurance Denied Disability Lawsuit News
    Lawsuits filed against Guardian Life Insurance Company of America by its policyholders claim the insurer has wrongfully denied disability benefits by practicing bad faith insurance. If you had an insurance claim denied and think Guardian Life Insurance and their affiliated company, Berkshire Life Insurance Company of America, has conducted health insurance f...
  • Unum Denied Disability Claims Legal Information and Lawsuit News
    Unum (formerly known as Unum Provident and First Unum ) has systematically denied Unum disability insurance to thousands of policy holders in the past two decades. Unum and its subsidiaries, including Provident Life, The Paul Revere Life Insurance Company and Colonial Life & Accident Insurance Company have been subject to numerous lawsuits for il...
  • Unum FAQ
    What is Unum? Unum insurance company is a Fortune 500 company that provides long term and short term disability, group life and long term care insurance for more than 100,000 companies and insures more than 25 million people worldwide. Unum is the world’s largest individual disability insurance carrier. Unum’s pre...
  • Reliance Standard Denied Disability Lawsuit News & Legal Information
    A number of Reliance Standard Life Insurance Company policyholders have filed denied disability lawsuits against their insurer claiming bad faith tactics. Reliance Standard, also known as First Reliance, allegedly practices bad faith insurance to delay, deny or terminate claims. If you have been wrongfully denied an insurance claim and think Reliance Insura...
  • Insurance companies accused of denying legitimate insurance claims.
    Bad Faith Insurance covers a wide range of practices undertaken by companies in the insurance industry to prevent you from obtaining money for valid insurance claims. A bad faith insurance claim , for example, may involve complaints that the insurance company repeatedly lost paperwork, sent you for unnecessary doctor's appointments or ignored informat...
  • HSBC Force-Placed Insurance
    HSBC Mortgage Corporation faces a lawsuit alleging abusive practices in its use of force-placed insurance . Plaintiffs in the lawsuit allege that premiums on force-placed insurance policies used by HSBC were unreasonably high and involved illegal kickbacks for unnecessarily placed policies. Several force-placed insurance lawsuits have been filed agains...
  • The Standard Long-term Disability Lawsuit Information & Legal News
    Like other insurance companies, the Standard Insurance Company has faced claims of wrongly denied insurance claims and using questionable tactics to deny legitimate claims. In cases where Standard Insurance —or any insurance company—has wrongfully denied or delayed payment of an insurance claim, policyholders have the right to have that dec...
  • Universal Life Insurance Lawsuit News & Legal Information
    Some insurance companies are under scrutiny for their universal life insurance policies and practices that may violate US regulations. These companies are alleged to have made substantial changes to their universal life insurance policies , increasing premiums by drastic amounts and making it difficult for policyholders to continue with the policy or find...
  • Idaho Long Term Disability Insurance Fraud Lawsuit
    Residents of Idaho who have their Idaho insurance claim unfairly denied may be able to file a denied disability insurance lawsuit or a bad faith insurance lawsuit against their insurer. Depending on the circumstances of their insurance, they may either have to file an appeal or they may be able to file a lawsuit right away. Lawsuits and appeals have b...
  • Washington Long Term Disability Insurance Fraud Lawsuit
    Policyholders who have their Washington insurance claim denied for illegitimate reasons may be able to file a denied disability insurance lawsuit or a bad faith insurance lawsuit against their insurer. Depending on the circumstances of their insurance, they may either have to file an appeal or they may be able to file a lawsuit right away. Lawsuits an...
  • Denied Disability Insurance FAQ
    What is short-term disability insurance? Short-term disability insurance is usually the first step in an insurance claims process and is offered for employees who are temporarily unable to work due to a medical condition, including an injury or illness. Short-term disability insurance benefits provide payments to the policyholder, usually lasting betwee...
  • Denied Disability Insurance Lawsuit News & Legal Information
    Both short-term disability and long-term disability policies are purchased as insurance to protect you in the event that you become disabled and can no longer work. But countless policy holders are denied disability insurance by insurers who employ bad faith practices . Experienced long-term disability insurance lawyers can help consumers appeal...
  • Life Insurance Ripoff Lawsuit Legal News and Information
    Although insurance companies have a right to investigate life insurance claims many policyholders complain they have had an insurance claim denied for unethical reasons. Failure to uphold a life insurance contract and failure to payout benefits after death could be construed as bad faith insurance on the part of the insurance company and could lead to...
  • Interview with an Insurance Advocate
    Mar-1-06 J. D. Howard knows about insurance. He spent 40 years in the insurance claims field and knows just about every trick in the book - by insurance companies. Since 1965, he worked as an adjustor and insurance advocate in and around Phoenix and retired in 1994, but not for long. "I was sick and tired of watching Oprah, then one of my sons showed me the powe...
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