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Plaintiffs Needing Cash Seek Out Lawsuit Funding

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“I was injured in an auto accident on my way to a job interview. I have substantial medical bills and I was barely making ends meet before the accident. I am a single mom who was only working part-time until I could find a full-time job. Now, I lost the only income I had because I am unable to work. I have no family to help me. I am afraid my electricity is going to be turned off and eventually I will lose my home. I need cash fast!”

This desperate plea is not uncommon for plaintiffs in a personal injury lawsuit facing significant financial pressures. The longer the case takes to settle, the more debt accrues. Often times, those in need, will contact a bank for a loan. Unfortunately, banks typically do not provide loans against lawsuits. If a bank would consider such an option, it would require routine credit checks and employment history.
Additionally, banks require monthly payments which a financially-strapped plaintiff could not pay. In this dire situation, more and more plaintiffs are seeking pre-settlement lawsuit funding as a means of staying financially strong during the litigation process.

Before legal funding companies came into existence, many plaintiffs were forced to settle their case early due to financial commitments. They were unable to hold out for full compensation their attorney felt the case was worth. Pre-settlement funding helps plaintiffs avoid settling prematurely.

Funding is based on the strength of the case and a perceived winnable. The application process is easy and if approved, funds can be wired directly into the plaintiff’s checking account or sent via overnight mail. Clients typically use the funds to pay mortgage payments, car payments, groceries, rent, tuition and other necessary expenses. Repayment is completely contingent upon the outcome of the litigation; if the plaintiff loses the case, repayment is excused in its entirety.

It is common to turn to family and friends or credit cards, but when these options are exhausted legal funding can be the answer.

Disclaimer: This article is a paid advertisement prepared by Lawsuit Financial Corp. and does not constitute legal or financial advice from Online Legal Media or


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