Hartford Denied LTD Legal News Articles & Interviews

Hartford, CT: Imagine that an injury results in you being disabled and unable to return to work. You apply for long term disability but Hartford, your insurance company, denies your benefits. You don’t have any savings and no other source of income. And then you find out that Hartford, along with two other insurance companies, bails out the town of Hartford for millions of dollars – and not even their policyholders. Wouldn’t you want to be part of that payout? Wouldn’t you be angry, to say the least?

Boston, MA Fifty minutes and fifty-eight seconds of video showed Donna Cusson walking her dog, shopping, and eating in a restaurant. That was enough to doom her long term denied disability lawsuit against Liberty Mutual. It is an eight-year old case, so some things have changed -- not the fact of surveillance in LTD cases, though. And now it’s not just video tape that LTD claimants have to worry about.

Jacksonville, FL: On April, 20, 2018, the United States District Court for the Middle District of Florida denied a Metropolitan Life benefit claimant the right to see the company’s internal claim processing guidelines. Perera v. Metropolitan Life Insurance Company actually relates to death benefits, but it relies heavily on an earlier decision in a long term denied disability lawsuit against MetLife.

Los Angeles, CA In Bowlin v. The Prudential Life Insurance Company of America, the United States District Court for the Central District of California overruled Prudential’s decision to deny long term disability benefits to a worker who gave evidence of many physical and psychological ailments. Bowlin is something of a rarity in long term denied disability lawsuits because the plaintiff won. Maybe it’s a trend in California, though.

Seattle, WA: Long term denied disability lawsuits have a way of careening into highly technical territory about the appropriate standard of legal review or the precise process for deciding appeals. Not so with Reetz v. Hartford Life & Accident Ins. Co. . This was an evidence case.

Chicago, IL: Recent events involving The Hartford insurance company is demonstrative of the balancing act the insurance industry must maintain between contractual obligations to deserving clients, v. being taken to the cleaners by policyholders attempting to collect benefits they may not, or do not deserve. Somewhere in the middle is the grey area that leads to stonewalling, or denials of legitimate claims for long term disability benefits out of vigilance against being taken advantage of.