Biddeford, ME: Five Maine residents have filed a complaint against GMAC Mortgage, LLC (GMAC) on behalf of themselves and a class of Maine homeowners, alleging that the company routinely and systematically files false certifications that it has a right to foreclose on Maine homeowners, and false affidavits when asking courts to enter foreclosure judgments.
The homeowners complain that GMAC files these false documents knowing that the courts in Maine will rely on them in deciding whether foreclosures can go forward and in allowing GMAC to sell their homes. Depositions of GMAC employees revealed that they do not verify the truth of information necessary to give GMAC the right to foreclose when they sign these court documents and that these improper practices have been in place since at least 2004.
Because of GMAC's unfair and deceptive practices, hundreds or possibly thousands of Maine homeowners have lost their homes to foreclosure based on judgments obtained through bogus affidavits, and have been improperly charged costs and attorneys fees. A court in Maine sanctioned GMAC for this, noting that "this case is not the first time that GMAC's high-volume and careless approach to affidavit signing has been exposed."
