Allstate Floridian Insurance Co., Citizens Property Insurance Corp., and State Farm Florida Insurance Co.

A class action lawsuit has been filed against the three insurance providers on behalf of Floridians whose homes were insured by these providers during the past five years and who suffered roof damage caused by a hurricane or other natural disaster. The lawsuit claims Allstate, Citizens, and State Farm failed to pay and/or properly adjust claims in Florida by ignoring requirements to obtain a building permit prior to commencing roof repair or replacement. The result of this failure is that nearly 200,000 policyholders were under compensated for their losses by not being paid for permitting costs.