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Credit Card Overlimit Fees

Credit Card Overlimit Fees resulting from the assessment of annual fees

Some credit card issuers have a practice of charging an overlimit fee if an annual fee pushes the account balance over the credit limit.

If you feel that you have been a victim of this practice by your credit card company and have records that would back up your claim, please click the link below to submit your complaint.

If your injustice does not match the complaint described above, please use this form to register your complaint. Thank you.
Published on Jul-17-04

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READER COMMENTS

Posted by
Colorado
on
Since I started paying my bill with automatic electronic payments they have started changing the due date so my payments are late. Then they charge me late fees. I started these electronic payments over a year ago paying twice the minimum payment but for unknown reasons my balance is now over the limit and of course they now charge an over the limit fee.

Posted by
Pennsylvania
on
Called automated system, inquiry into available credit...then, same day as accessing the card, called and asked a service rep. if this was my real available balance, after interest charges.....Was told "yes" this is the amount I had to access. Needless to say, my purchase took me over the limit, I was charged $39.00 for the month of August.....but worse yet, my September bill arrived showing another $39.00 overlimit charge..
The last bill is dated July 20th thru Aug. 20th...this bill shows an overlimit fee placed on August 20th, as well as a $4.00 membership fee placed on August 20th This bill is dated August 21st thru Sept.19th. it shows a transaction placed on August 20th (witheld from previous bill) and another late fee, along with the membership fee.

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