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Cigna Denied Long Term Disability Lawsuit

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Cigna faces allegations from policyholders that it unreasonably delays or denies payment of long-term disability insurance claims. Policyholders allege they pay into their long-term disability policy in good faith but have their claims denied for illegitimate reasons, putting them in a financially vulnerable situation. When insurance companies such as Cigna fail to properly pay out a long-term insurance claim as promised in the policy, policyholders may be able to file a lawsuit or appeal to have the decision reversed.


Send your CIGNA Denied LTD claim to a lawyer who will review your claim at NO COST or obligation.

Cigna Long-Term Disability Insurance

Long-term disability insurance is designed to protect policyholders in the event they become sick or otherwise disabled for extended periods of time and cannot perform their work-related duties. Long-term disability plans often provide benefits after the policyholder has been unable to work for a specified amount of time (typically six months), and pay between 60 to 80 percent of the policyholder's pre-disability earnings. Plans vary by company and by policyholder.

Cigna Long-Term Disability Insurance Denials

/cignaltdcasepageInsurance companies must pay all legitimate claims in good faith—meaning the claim must be approved and paid willingly and promptly. Some companies are alleged to have denied claims to make quotas or protect profits, violating their duty of good faith and fair dealing. Insurance companies might also fail to properly investigate a claim, not inform the policyholder of all terms of the policy, or not provide benefits as promised in the policy. They might deny a claim based on a cursory evaluation of medical documents or a determination that an illness or injury is not legitimate (such as with patients who are diagnosed with fibromyalgia).

Cigna Long-Term Disability Insurance Claims

Cigna has faced lawsuits alleging the company failed to properly pay insurance claims as set out in its policies. It has also faced claims of retaliating against patients who attempted to use out-of-network benefits even though their policy reportedly allowed out-of-network healthcare. Some policyholders say they had their claim initially approved only to later have the decision reversed.

Cigna Long-Term Disability Lawsuit

Cigna faces a lawsuit from a woman who was injured in a car accident, alleging the victim should have received proper benefits but her benefits were terminated less than six months after being approved. According to the lawsuit, Theresa Gladney was disabled in a car accident and initially had her long-term benefits approved. A few months later, Cigna reversed the decision, finding she was no longer too disabled to work. Gladney claims she has medical evidence proving she is disabled, but had her claim denied because a doctor failed to return a phone call.

Cigna Long-Term Disability Settlement

In 2013, Cigna agreed to settle claims made by various states including Maine about the company's claims handling procedures. As part of the settlement, Cigna agreed to improve their claim handling procedures and establish a program through which previously denied claims would be reviewed.

Policyholders who have had their Cigna long-term disability claim unreasonably denied or delayed may be able to file an appeal or lawsuit against the company to have the decision overturned.

CIGNA Denied Long Term Disability Legal Help

If you or a loved one has suffered similar damages or injuries, please click the link below and your complaint will be sent to an Insurance lawyer who may evaluate your claim at no cost or obligation.
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Pennsylvania CIGNA Denied Disability Lawsuit Seeks Compensation
Pennsylvania CIGNA Denied Disability Lawsuit Seeks Compensation
November 12, 2017
Johnstown, PA: A CIGNA long term disability lawsuit filed in September has been proposed as a class action on behalf of all persons who may have been adversely affected with regard to the handling of disability benefits by CIGNA Health and Life Insurance Co.

Former NFL Player Files Insurance Lawsuit
Former NFL Player Files Insurance Lawsuit
August 10, 2016
Charlotte, NC: It's not just the little guy who has his long term disability insurance claim denied by insurance companies. Even professional athletes who suffer debilitating injuries can fall victim to insurance company denials. Now, a former NFL player who had his career ended prematurely by a concussion has filed a lawsuit against an insurance company he says was supposed to protect him in exactly this situation.


Posted by

I received a letter that I may be one of the LTD claims that was denied. I am total disability from that injury by judge. My doctors were asking me to sue, but I was to weak and sick to continue after being denied on appeal. They told me that I couldn't do anything else. I lost almost everything that I worked for in my life. They robbed me of my money that they stole. Hopefully, after filling out this information which is not fair because they should have everything works. If this doesn't work, they I hope that attorneys are provided to help us. This is emotional.

Posted by

My husband is an Iraqi war veteran and suffers from severe PTSD, TBI and major depressive disorder. We are suing cigna after they denied his long term disability which he paid into on the cigna LTD policy plan. The company he worked for went under and also due to his serious health conditions he could not hold a job and was granted 100% unemployability through the VA. We received a denial letter for his LTD benefits from cigna after sending them the letter we received from the VA thats states my husband is 100% IU, the letter from cigna states since my husband did not try to commit suicide or seriously try to injure himself due to his mental health issues they see him fit to work! and cigna totally disregarded the fact that he is granted 100% IU from the VA. His PTSD and major depressive disorder got so bad after finding out the bad news that he ended up in the mental ward which just added more stress to our situation, that i ended up quitting my job to become his full time caregiver. We were highly stressed and low in funds that we ended up cashing out our 401K and getting two loans out to pay for bills and so we wouldn't lose our home. We hired an attorney and so far cigna has only offered to pay not even close to 1/4 of what we went in debt. Our attorney advised us that cigna said due to a clause in the policy thats states "they do not pay LTD for any one that has suffered injuries due to acts of war, there is no need for them to pay us because its not their fault my husband is ill". Mind you they never brought up that clause at all since the beginning of the LTD claim case we had against them, and now all of a sudden they happened to find that clause in their policy to which my husband says he doesn't remember his policy ever mentioning that at all when he signed up for it. We have been fighting them for over 2 years now and we are still struggling to make payments and are afraid we might lose our home soon. I do not want to accept the settlement they offered because its not enough to pay our debt off at all. I want to fight even though they threaten us to take us to court and intimidate us that we will get nothing. If anyone has any info that might help us please let us know, we are in dire need of help and we are seriously struggling financially because of cigna.

Posted by

I purchased LTD Through my employer LCPS in November 2013, I was diagnosed with in mid and late 2014 with RA/Fibromyalgia/osteoarthritis/depression/fatigue, and continued to work through 3/2016, after my employer supplied STD had expired In 6/2016 I was approved for LTD by Cigna. I was seeing multiple doctors and specialists at the time trying to get my pain/fatigue/memory issues under control but I was getting worse. In August all of my doctors filled out paperwork for VRS ( disability retirement for VA ) as well as SSDI. Within one month Cigna cancelled my LTD Stating there wasn't enough evidence to support my claim, I appealed it immediately. It is now Jan 2017 and without a resolution I have hired an attorney to deal with them.

Posted by

I was denied 5 years ago and awarded a settlement which after attorney fees and taxes was nothing.
Now my husband who is a retired veteran was denied soon after going to long term. We do have an attorney, but no money since 11/2014,, social security is in appeal


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