San Francisco, CA: Capital One Bank is facing a consumer fraud class action lawsuit alleging its Best Buy co-branded credit cards have an annual fee, in contrast to the advertising for the card, which claims there is no fee.
Filed by John Graham, the potential class action entitled, John Graham v. Capital One Bank (USA), NA, Case No. 13-cv-743, U.S. District Court, Central District of California, alleges that Graham applied for a "no annual fee"Best Buy Reward Zone Credit Card from Capital One but was issued a card that had an annual fee of $39. According to the lawsuit, disclosures for the credit card clearly stated in large type: "Annual Fee: NONE."Graham claims that had he known there would by an annual fee, he would not have applied for the Capital One Best Buy credit card. Best Buy is not named as a defendant.
The lawsuit seeks to represent US residents who, between May 8, 2011 and the present, submitted a Best Buy Reward Zone Credit Card Application containing a promise of "no annual fee"but who were subsequently mailed a Capital One credit card that carries an annual fee.
The lawsuit seeks statutory and actual damages, restitution, injunctive relief and more for nine claims, including violations of the Truth in Lending Act (TILA), fraud, and unfair business practices.
Capital One Best Buy Credit Card Class Action Legal Help
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Couldn't pay and the feed got me behind now in collections!
Posted by Richard smith
on
I have an account with Best Buy since 2012 and my purchase was about 2000 dollars .i have been paying and I still owe 1900 dollars after 4 years and I can get any answers .The past 6 months I have paid 900 dollars and the principal has showed over the past 4 years only 100 dollars paid and on top of that debt protection was taking money out of the payment I was sending to them.tThe first bank was capital one and now it's citi .debt protection ,citi and Best Buy is all in this together.
Posted by Tracy Singer
on
In November of 2013 I purchased a MACair from Best Buy at Columbus Circle in NYC for a total of $1500 including software (and unneccessary security software).
The card was interest free for the first year. I had paid off half of it when I had employment challenges and was late on two payments and additional charges were added that equaled half of each month's minimum payment.
2 years of payments to them later, and after I had been told they agreed to a debt consolidation companies proposal of no added interest, my balance is over $1200.
Can you help me?!
Thank you.
Sincerely,
Tracy Singer
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