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Unum Provident At It Again

My husband John was denied his claim for long term disability insurance payments by Unum Provident.

He was not a large wage earner so it was very difficult to find a lawyer to take on his case. Their cut of the action was not large enough to entice them to take his case. One firm wanted several thousand dollars up front and there was no guarantee that we would even recover the attorney's fees.

Using the Class Action and Personal Injury Newsletter we were referred to a firm accross the country who took our case. It was easy to see that the Insurance Co was not acting in good faith, but in New York that is not enough to find Insurance Companies at fault.

I contacted the New York State Insurance Dept. whose job it is to see that consumers are treated fairly by the Insurance Industry. They were of very little help. The only issue they addressed was time lines in handling the claim.

Although my husband had been and is still collecting Social Security Disability Insurance Benefits that were effective from the first day he did not work, Unum Provident was able to worm out of paying him based on a technicality.

Only when our Attorneys said that they were willing to go all the way with this case did the Insurance Company settle. The amount we collected was short of the benefits we were entitled to and the Law Firm took 40%, but it still felt good to win.




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