A class action lawsuit has been filed against CareFirst BlueCross BlueShield for overcharging policyholders millions of dollars by prematurely increasing premiums permitted by their health insurance policies. The lawsuit alleges CareFirst uses a policy provision allowing it to increase premiums on certain policyholder birthdays, but does so on the first day of the month in which the birthday occurs. CareFirst's typical policyholder contract allows for a rate increase when the oldest insured individual in a household turns the ages of 1, 6, 18, 30, 40, 50, or 60.
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