Request Legal Help Now - Free

Advertisement
LAWSUITS NEWS & LEGAL INFORMATION

Wrongly Denied Insurance Claims

. By
Baltimore, MDWhen it comes to dealing with insurance companies, some people have the opinion that, no matter what, it is going to be a long, drawn-out process. Insurance companies have not helped themselves, with so many claims of bad faith insurance being leveled against insurance providers. Of course, with so many claims made in a day, there are bound to be some accusations of mishandling of claims, but insurance companies seem the focus of a lot of ire from the public.

That may be because when insurance companies act in bad faith, they are doing so against someone who has already been knocked down. The person who has a disability claim denied in bad faith is already dealing with medical issues and, possibly as a result, financial hardship if he or she cannot work. So he or she is already dealing with a host of other issues, and adding a bad faith insurance lawsuit to the pile only makes the situation worse.

Even before getting to the lawsuit, the claimant has to undergo multiple physician visits, possibly visits to other medical professionals and often submit a mound of paperwork in support of the claim. And sometimes, insurance companies are accused of requesting unnecessary paperwork or claiming not to have received the paperwork and using that as an excuse to deny the claim, even if the patient has a covered disability and has paid faithfully into the insurance for years.

Then there are insurance companies alleged to provide junk insurance, or insurance that is worthless. One such lawsuit was filed against HealthExtras by Arie Waiserman, who alleged he bought into an insurance policy that he thought would give him $1 million of coverage if he were to become disabled. According to Courthouse News Service (1/30/14), the lawsuit claims the insurance was junk and the company was not licensed as an insurance company.

Lawsuits have been filed against some companies in California who reportedly sold junk health insurance. Junk insurance is insurance offered with low premiums but that actually covers very little for the policyholder. Plaintiffs in the lawsuits allege their benefits were improperly denied and the policies were marketed deceptively, making policyholders think they had more coverage than they actually had. Policyholders often learn too late that they are not as covered as they thought, winding up with huge medical bills.

READ ABOUT DENIED DISABILITY INSURANCE LAWSUITS

Denied Disability Insurance Legal Help

If you or a loved one have suffered losses in this case, please click the link below and your complaint will be sent to an insurance lawyer who may evaluate your Denied Disability Insurance claim at no cost or obligation.

READER COMMENTS

Posted by

on
Insurance companies DESERVE all the IRE that they get! I don't care if it's for a medical claim, a house claim OR an automobile claim! They KNOW how to COLLECT, BUT when it comes to paying OUT- GOOD LUCK! Between the insurance companies and the banks, they are the ONLY ones that have TONS of money and boy do they HOLD onto it!

Posted by

on
let's not forget what is par for the course in Workers Compensation claims, in which insurance company lawyers and their aides routinely deny claims, demand trials, claim there was no employment, no injury, that the claimant is miraculously "cured", offer insultingly low "settlements" , forget their files on the day of trial, lie to the judge (who is often equally culpable, and who really doesn't want to work that day), etc., etc., renege on settlements in which there was an offer and acceptance, etc.

disgraceful tolerated conduct - day in day out

ADD YOUR COMMENT ON THIS STORY

Please read our comment guidelines before posting.


Note: Your name will be published with your comment.


Your email will only be used if a response is needed.

Are you the defendant or a subject matter expert on this topic with an opposing viewpoint? We'd love to hear your comments here as well, or if you'd like to contact us for an interview please submit your details here.


Click to learn more about LawyersandSettlements.com

Request Legal Help Now! - Free